While
trucks are mechanically no different from other types of automobiles,
their size and build put them in a class of their own. There’s also
the fact that if a truck gets into a collision, the resulting damage
is sure to be even bigger and more dangerous than one caused by a
car. Truck drivers and operators should consider the risks involved
with driving such imposing vehicles and should apply for trucking
insurance to cover the damages caused.
Like
an auto insurance plan, trucking insurance offers financial
protection for collisions, motorist injuries, medical bills, and so
on. Yet, unlike a regular insurance plan, truck insurance covers
other aspects unique to the trucking industry. For instance,
specialized coverages like motor truck cargo, trailer interchange,
and non-trucking liability are included in a commercial truck
insurance.
Another
major difference between an auto insurance and a trucking insurance
is that truckers have to approach specialized insurers to acquire
their own financial coverage plan. Typically, this involves
accomplishing a lot of paperwork as well as documentation of a
driver’s accident history. Fortunately, there are full service
licensing consultants that can help businesses and their truckers
secure insurance packages by doing all the hard work for them.
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