The trucking industry will always be plagued by liabilities. With the long-distance travel and the valuable amount of hauled cargo they carry every day, losses from damages or theft may be inevitable. Truckers and business owners who hire truckers often suffer from these thieving incidents. Since these liabilities are risks to business profitability, getting trucking insurance is a practical move.
There are various commercial truck insurance policies. The common coverage pertain to physical injuries truck drivers suffer in accidents. Some specialized insurance may be limited to the equipment, such as the truck and trailer, or to the cargo, such as merchandise or goods, in cases of damages and theft. Should unfortunate incidents happen, losses will be compensated after an insurance claim has been approved.
http://www.c2cservices.com/how-commercial-trucking-insurance-compensates-inevitable-business-loss/
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